Browsing Category: Credit Union

    How Credit Unions Can Help You Save On Student Loan Repayment
    Credit Union

    How Credit Unions Can Help You Save On Student Loan Repayment

    March 30, 2023

    As the cost of college continues to rise, more and more students are turning to student loans to finance their education. According to the Institute for College Access & Success, the average college graduate in the Class of 2016 had $28,400 in student loan debt.

    With such a large amount of debt, it’s no wonder that many graduates are struggling to make their student loan payments. In fact, the Federal Reserve Bank of New York reports that nearly one in four borrowers are behind on their student loan payments.

    If you’re struggling to make your student loan payments, you may be wondering if there’s anything you can do to lower your monthly payments. One option you may not have considered is working with a credit union.

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    Unlike banks, credit unions are not-for-profit organizations that exist to serve their members. This means that they typically offer lower interest rates on loans and higher interest rates on savings accounts.

    For example, the average credit union offers a student loan with an interest rate of 3.61%, while the average bank offers a student loan with an interest rate of 5.05%. This can save you hundreds or even thousands of dollars over the life of your loan.

    In addition to offering lower interest rates, credit unions also typically offer more flexible repayment options than banks. This can be a huge help if you’re struggling to make your monthly payments.

    For example, some credit unions offer income-based repayment plans that lower your monthly payment if your income is low. This can be a lifesaver if you’re struggling to find a job after graduation.

    If you’re having trouble making your student loan payments, consider working with a credit union. You may be able to lower your interest rate and get more flexible repayment options.

    What To Know Before Applying For A Peoples Credit Union Car Loan
    Credit Union

    What To Know Before Applying For A Peoples Credit Union Car Loan

    March 16, 2023

    If you’re looking for a Peoples Credit Union car loan, there are a few things you should know before you apply. Here’s what you need to know to get the best car loan rate from Peoples Credit Union.

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    Peoples Credit Union offers competitive rates on car loans, but the rate you qualify for will depend on your credit score. If you have good credit, you’ll likely qualify for a lower interest rate. But if your credit isn’t as good, you may end up with a higher interest rate.

    Another thing to keep in mind is that Peoples Credit Union offers both new and used car loans. If you’re looking to finance a new car, you may be able to get a lower interest rate than you would on a used car loan. But if you’re looking to finance a used car, you may be able to get a longer loan term, which could help keep your monthly payments low.

    Finally, when you apply for a Peoples Credit Union car loan, you’ll need to provide some basic information, including the make and model of the car you want to finance, as well as your contact information.

    If you’re ready to apply for a Peoples Credit Union car loan, you can do so online or in person at any Peoples Credit Union branch.

    If you’re in the market for a new car, you might be considering financing through a credit union. Credit unions typically offer lower interest rates than traditional banks, making them a good option for borrowers with good credit.

    If you’re thinking of applying for a car loan through Peoples Credit Union, here’s what you need to know.

    Peoples Credit Union is a full-service financial institution that offers a range of products and services, including auto loans. The credit union has branches in Rhode Island and Massachusetts, and offers financing for new and used vehicles.

    Peoples Credit Union offers competitive interest rates on auto loans, and the rates are based on the borrower’s credit history and score. The credit union also offers a variety of loan terms, so borrowers can choose the repayment schedule that best suits their needs.

    To qualify for a Peoples Credit Union car loan, borrowers must have a minimum credit score of 640. Borrowers with a higher credit score may qualify for a lower interest rate.

    The credit union also offers a number of discounts on auto loans, including a 0.25% discount for setting up automatic payments and a 0.50% discount for refinancing an existing car loan from another lender.

    For more information on Peoples Credit Union auto loans, or to apply for a loan, visit the credit union’s website.

    The Top 5 Things To Love About Truliant Federal Credit Union
    Credit Union

    The Top 5 Things To Love About Truliant Federal Credit Union

    March 2, 2023

    Membership: Truliant is a not-for-profit financial cooperative, meaning that its members (you!) are also its owners. That means that any profits the credit union makes go back into improving rates and services for its members, instead of lining the pockets of a few shareholders.

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    Locations: Truliant has 31 branches across North Carolina, South Carolina and Virginia, so no matter where you are, you’re never too far from your credit union.

    Products and services: From checking and savings accounts to loans and investment services, Truliant has everything you need to manage your finances. And because it’s a credit union, you can rest assured that you’re getting great rates and personal service.

    Community involvement: Truliant is committed to giving back to the communities it serves. Through its Community Impact program, the credit union provides financial support, volunteer hours and other resources to local non-profit organizations.

    Member benefits: As a Truliant member, you’ll enjoy perks like free checking, low-rate loans, discounts on products and services, and much more.

    If you’re looking for a credit union that will provide you with great rates, personal service and a commitment to its members and communities, Truliant Federal Credit Union is the perfect choice.

    There are a lot of reasons to love Truliant Federal Credit Union. Here are just a few of the things that make Truliant a great choice for your financial needs.

    Truliant is a not-for-profit credit union. That means that they don’t have to answer to shareholders. They can instead focus on their members and providing them with the best possible service.

    Truliant has great rates on their loans and credit cards. You can save a lot of money by choosing Truliant for your borrowing needs.

    Truliant offers free checking and savings accounts. You can avoid all of the fees that other banks charge by choosing Truliant.

    Truliant has a great online banking experience. You can easily manage your accounts and conduct all of your financial transactions online.

    Truliant is a great choice for people who want to support a credit union. By choosing Truliant, you’ll be supporting a financial institution that is focused on its members.

    The Many Features And Benefits Of The Mountain America Credit Union
    Credit Union

    The Many Features And Benefits Of The Mountain America Credit Union

    March 2, 2023

    For consumers who carry a balance on their credit cards from month to month, a lower APR can mean substantial savings in the form of reduced interest charges.

    Mountain America Credit Union’s MasterCard has one of the lowest APRs available, making it an excellent choice for those who want to save money on interest charges. In addition to its low APR, the Mountain America Credit Union MasterCard also offers a variety of other features and benefits that make it a great choice for consumers.

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    Some of the other features and benefits of the Mountain America Credit Union MasterCard include no annual fee, a rewards program, and a variety of insurance benefits.

    The no annual fee is a great benefit for consumers who want to avoid paying an annual fee for their credit card. The rewards program is another great benefit that allows consumers to earn points for every purchase they make. These points can be redeemed for a variety of different rewards, including travel, merchandise, and cash back.

    The insurance benefits of the Mountain America Credit Union MasterCard are also very valuable. These benefits include purchase protection, extended warranty protection, and rental car insurance. These benefits can save consumers a substantial amount of money if they need to use them.

    Overall, the Mountain America Credit Union MasterCard is a great choice for consumers who are looking for a low APR and a variety of other features and benefits.

    MasterCard make it the perfect choice for those looking for a new credit card. Whether you’re looking to earn rewards points for everyday purchases or take advantage of a 0% APR introductory offer, the Mountain America Credit Union MasterCard has you covered.

    Here are some of the key features and benefits of the Mountain America Credit Union MasterCard:

    – Earn rewards points for every purchase you make, which can be redeemed for cash back, gift cards, or travel

    – Enjoy a 0% APR introductory offer on balance transfers and purchases

    – No annual fee

    – Access to your account 24/7 via online banking or the mobile app

    Whether you’re looking for a new credit card for everyday use or for a specific purpose, the Mountain America Credit Union MasterCard is a great option. With its many features and benefits, it’s easy to see why this credit card is a top choice for many consumers.